Justunittrust | Bulls, Bears, Monkeys and You !
1809
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Bulls, Bears, Monkeys and You !

Bulls, Bears, Monkeys and You !

 

Salam kembali.

Lama saya tak mem-blog. Been away and been busy. Am happy that many from J-CHI group of consultants rewarded with FREE CUTI – to Los Angeles, Tokyo and Guangzhou in May 2012. Keep up the awesome good work ! So, siapa nak pergi CUTI PERCUMA overseas, contact saya 017-3104171. Let’s make good money and get FREE Holidays at the same time. Lain-lain benefit – kerja flexible time, kerja less than 8 hours a day, pay less tax/cukai berbanding pekerjaan makan gaji and satisfaction guaranteed !

If last month I wrote “Kalau harga turun, camne ye…” this time “Kalau harga naik camne ye…?”. Ha ha ha Yes ! Tuan-tuan dan puan-puan sekelian market naik over pass sebulan and now consultants and investors gelabah sebab liat nak invest last month. Itulah lumrah hidup – turun naik cam roda. Life is like a box of chocolate or its a durian’s life.

View the chart above – nampak tak betapa menariknye KLCI Index kite ? Ya, dah bermain-main di sekitar 1600. Ada yang menjangka boleh pergi 1700 by year end, ada juga yang rasa tak boleh bertahan dan akan ada correction (turun) maybe ke 1580, 1550 and maybe 1530. Well, who’s to know. My strategies for investors and sekian lama in Unit Trust industry are as follows :

1. Buy low, sell high

2. Buy high, sell higher

3. High Tech – High Touch – not one strategy sesuai for all investors – strategies are applied on case to case basis

Saya kurang speculate or time the investment (purchase) but saya refer to stock market charts and jenguk-jenguk market sentiment bila nak sell. Sebab perlu buat Dollar Cost Average sokmo, but bila nak ambil profit, kita kena pantau-pantau.

Cara mana nak ambil profit ni ?

Well, gunapakai lah Switching (dari higher risk fund ke lower risk fund or vice versa). Gunapakai lah Repurchase if investors perlu pakai duit. Repurchase transactions if guna dengan bijak (sesekali sahaja) dapat menaikkan confidence investors terhadap unit trust consultant dan unit trust itu sendiri sebagai mechanism yang boleh memberi untung lumayan jangkamasa sederhana ke panjang (3 – 5 years) with potential short-term gains (less setahun).

If anda unit trust consultant lebih setahun, read on, else skip sebab sure confuse nanti…..

How ?

1. Switch form higher risk fund to lower risk fund – bila market (klci) naik tinggi dalam masa singkat or bila investors dah capai proft target 12%, 15%, 20% setahun. Terpulang selera untung masing-masing. Contoh – switch out dari dana equity (high risk) to bond/sukuk or money market (low risk).

2. Switch from lower risk fund to higher risk fund – bila market turun or consolidate. Contoh – switch out bari bond/sukuk or money market funds into equity based funds.

3. Selalu saya observe market rendah suku ke-2 dan ke-3. Suku ke-4 dan pertama lebih untuk ambil untung. So dalam suku ke-2 dan ke-3, saya gemar guna switching bila ada short-term profit, dan akan cuba switch semula ke dalam dana equity dalam suku ke-2 dan ke-3 itself. [ingat – kadang-kadang kena prihatin dengan policy switching less than 3 months, sebab di PMB ada charges 0.75%. But if dah kaut untung lebih 12% dan market jatuh lebih dari itu, memang berbaloi walaupun kena swicthing fee 0.75% tersebut]

Hope information diatas easy enough to understand. Else kenalah masuk majlis kuliah J-CHI [gabungan synergy Just consultants- Caliph – HC -Infinite Wealth agencies].

Till the next time, sila download stock charts and some basic analysis [wp-like-before-download]here.[/wp-like-before-download]

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